Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"Richard Wylder was looking after the equity release for my mum, he really went over and beyond to get the best deal as there some issue with leases, nothing was too much trouble, resulted in a great deal which we were really happy with - would definitely recommend Richard and his firm"
Sara Bodman
If you're over 55 and own your home, equity release could allow you to access tax-free cash without having to move. Also known as a lifetime mortgage, it lets you release money tied up in your property by either borrowing against its value or selling a share of it. You can take a lump sum, receive regular payments, or even access more funds later if needed. If you still have a mortgage, part of your released funds will need to pay it off first.
Yes, it is. We are fully regulated by the Financial Conduct Authority (FCA) and proud members of the Equity Release Council, ensuring that all plans meet strict industry standards to protect you. With a lifetime mortgage, you will never owe more than the value of your home when it’s sold, as long as it is sold for the best possible price.
Your money, your choice! Many homeowners use it for home improvements, paying off debts, helping family members, or simply enjoying a more comfortable retirement. However you choose to use it, equity release gives you the freedom to make the most of life.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings At Equity Release and Mortgage Partnership South Yorkshire, we specialise in helping homeowners make informed decisions about their financial future. With years of experience, we offer expert guidance on equity release and later life mortgages, ensuring you get a plan that suits your needs.
We believe in honest, jargon-free advice, giving you a clear understanding of your options without any pressure. Our priority is to help you secure a stress-free and financially stable future, whether you want to release equity from your home or find the best deal.
From the moment you reach out to us, we take care of everything – from comparing plans to handling the paperwork – making the entire process smooth and hassle-free. We’re here to help you make the right decision with confidence.
We compare a variety of plans to find the one that suits you best.
We handle all the paperwork, saving you time and effort.
Our reputation is built on clear advice, exceptional service, and helping customers make the right financial choices.
Here’s what to expect when you work with us for equity release, if you live in South Yorkshire.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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